Home emergencies can happen anytime, leaving you without electricity, heating, or water. If you don’t have home insurance or can’t add home emergency cover to an existing policy, a standalone plan could put your mind at ease since you’ll know who to call for assistance if something unexpected occurs. Independent insurance providers, utility companies, banks, and other companies offer home emergency cover, and we outline the best plans from the top providers below.

The table below gives a quick comparison of the best UK home emergency plans.

Company	Minimum Plan Cost (per month)	Excess
24|7 Home Rescue	£12.47	£95

One in five Brits don’t take out insurance when they go abroad and that’s despite the sizeable number of benefits and safeguards that these policies offer to both travellers and holidaymakers.

One reason behind that might be best summed up in this Financial Times headline – “travel insurance: so complicated, you’ll need a holiday”. So, how do you choose the best travel insurance policy or best holiday insurance to suit your needs and your budget?

Best travel insurance – guide prices

Each travel insurance policy varies in both price and coverage. The current leading companies in the insurance market include:

Just like council tax and the TV licence fee, home insurance is one of those items that you have to spend money on even though you might not want to. If you’ve paid home insurance for the last ten years or more and never made a claim, paying out for something that’s not likely to happen to you can be frustrating.

However, home insurance is there to cover us if something really bad happens to our home (damage, fire, flood, and so on) or to what we have inside our homes (white goods, furniture, valuables, and more). There is so much competition between home insurance providers that we decided to put together this easy-to-follow guide on everything you need to know about getting the right home insurance for you.

More than half of British homes have a pet – cats are the most popular followed closely behind by dogs. They’re fun-loving, affectionate, and proper members of the family.

We feel worry and anxiety when they are ill and this is closely followed, for pet owners without insurance, with more worry and anxiety about the vet bills we incur to make them well again. In fact, according to a report in the Wall St Journal, a quarter of our cats and dogs have pet insurance taken out for them.

What’s the best way to find the right breakdown cover for your car or vehicle? Do you apply direct, use a price comparison site, or look through the thousands of car breakdown cover reviews available online?

There are now more car breakdown companies than ever before meaning that competition to provide the top breakdown cover policy at the best price is intense. And it’s always worth shopping around because, as was reported in the Express, “drivers (are being) hit with a 124 per cent price increase” with the AA when they renew for a second year’s cover.