Barclays aims to provide cover for home emergencies which includes sudden damage to your roof and plumbing problems.

Barclays’ home emergency cover aims to offer you the safety of knowing you won’t need to fix your emergency with expensive call-outs and labour charges.

Barclays Pricing

You can get in touch with Barclays via their website to receive a detailed quote for both home emergency cover and landlord cover.

Barclays Services

Home Emergency Cover

Barclays home emergency cover will pay up to £1,000 for call-outs, parts and labour from a professional service provider. You will need to get in touch with Barclays via their website to receive a quote on how much home emergency cover is likely to cost.

Please note that Bollington Insurance has been renamed Gallagher, and no longer offers home emergency cover. This is now a legacy page.

Bollington Insurance’s home emergency insurance helps to protect you from damages to your home that will need an emergency fix.

Their cover uses an emergency helpline to arrange for a qualified and approved contractor to come to your home and make any emergency repairs necessary.

Bollington Insurance Pricing

You can request a detailed quote for home emergency cover and landlord cover by getting in touch with Bollington Insurance through their website.

Row’s comprehensive home emergency insurance is there to support you in a time of need when a domestic home emergency strikes and leave you feeling unprotected.

Row is available 24 hours so there is never a time when you won’t be able to get in touch with them to seek advice or make claims, if necessary.

Row Pricing

Row’s pricing is available on request in which case you will receive a personalised quote from Row.

Certi offers various levels of home cover so that you can choose the best cover for you at the best price.

With service available 24 hours a day, 365 days a year, Certi can send Gas Safe registered engineers to your property in the event of an emergency that could leave you or your home unprotected.

Certi Pricing

Home Emergency Cover Pricing

Type of Cover	Cost per Month
Cover 10	£4.95
Cover 20	£6.95
Cover 30	£8.95
Cover 40	£8.96
Cover 50	£9.95
Home Plan 100	£13.50
Home Plan 200	£12.80

Please note that UtilityPoint ceased trading in September 2021. This is now a legacy page.

Utility Point offers their customers two levels of Home Emergency Cover to help protect your home from domestic emergencies.

If you need to make a claim, their emergency helpline is open 24 hours, seven days a week to ensure that you can get in touch whenever the emergency takes place.

Utility Point Pricing

Home Emergency Cover

Type of Cover	Cost per Month	Claim Excess	Contractor Costs Covered
Silver Cover	£14.50	£0	£1,000
Gold Cover	£18.50	£0	£1,000

PlusHeat offers a range of different plans for you to choose from, for you to find the best cover option for you at the best price.

PlusHeat is available to be contacted 24 hours a day, 365 days a year, with expert engineers and tradesmen.

PlusHeat Pricing

Home Emergency Cover Plans Pricing

Type of Cover	Cost per Month	Claim Excess	Add-on Option
Standard cover for mains gas (option 1)	£13.90	£95	Boiler replacement
Standard cover for mains gas (option 2)	£19.90	£0	Boiler replacement
Standard cover for electric boiler (option 1)	£21.90	£95	Boiler replacement
Standard cover for electric boiler (option 2)	£27.90	£0	Boiler replacement

Nova Direct’s home emergency cover offers protection from unexpected home emergencies with the option for annual or monthly payments decided by you on account of whichever plan best suits your budgeting needs.

Nova Direct Pricing

Home Emergency Cover Pricing

Type of Cover	Cost per Year	Claims Excess
Gold Plan	£79.99	No claim excess
Gold XS Plan	£59.99	£100
Platinum Plan	£139.99	No claim excess
Platinum XS Plan	£99.99	£75

Nova Direct’s Services

Home Emergency Cover

Nova Direct offer four different home emergency cover plans that are available for you to choose from.

Smart Cover home emergency cover aims to cover call-outs to make emergency repairs if something goes drastically wrong in your home.

Smart Cover also offers a price match promise to meet a competing offer if you find the same level of cover elsewhere.

Smart Cover Pricing

Home Emergency Cover Pricing

Type of Cover	Cost per Year	Payable Excess	Claim Limit
Basic Plan	£59	£25	£1,000
Standard Plan	£69	£39	£1,000
Essential Plan	£79	£50	£2,500
Premium Plan	£119	£50	£5,000

Landlord Home Emergency Cover Pricing

Type of Cover	Cost per Year	Claim Limit
HE 500	£179	£500

Please note that Surewise no longer offers home emergency cover. This is now a legacy page.

Surewise’s home emergency cover aims to offer you the protection you need to live your life without fear of being unable to handle the unexpected.

With a 24/7 phone line and qualified engineers ready to visit your property in case of an issue, Surewise aims to be quick and efficient with its home emergency cover.

Surewise Pricing

Home Emergency Cover Pricing

Cost per Year	Cover 250 - Amount Covered per Claim	Cover 500 - Amount Covered per Claim	Cover 750 - Amount Covered per Claim

Protectyourthings offers home emergency insurance with no call-out charges and an operational 24/7 claims line. With nationwide coverage and no excess payable, Protectyourthings aims to offer transparency regarding their policies for home emergency insurance.

Protectyourthings Pricing

Household Home Emergency Cover

Cost of Policy per Year	Amount Covered per Claim	Overnight Accommodation Expense	Boiler Replacement Allowance (when beyond economical repair)
£60	£500	£250	£500

Landlord Home Emergency Cover

Cost of Policy per Year	Amount Covered per Claim (dependant on policy)	Overnight Accommodation Expense
£60	£250-£1,000	£250

CoverMy Breakdown offers premiums that have been rated five stars in the Defaqto Motor Breakdown Cover 2021 awards. With 24/7 access to skilled mechanics, they’ll help you get back on the road faster, with no call-out charges and a UK-based breakdown call centre for assistance when you need it most.

With CoverMy Breakdown, any vehicle or driver is covered – which means that no matter who is driving the covered vehicle at the time of breakdown, or which vehicle the personal policy-holding driver is operating at the time of breakdown, they’ll all be covered.

Synonymous with a dog and a red telephone as their brand mascots; Churchill now operates from the Direct Line Group, with their policies underwritten by the parent United Kingdom Insurance Limited.

Churchill and Green Flag are also part of the same group, and as such, Churchill’s cover comes via Green Flag – meaning a network of highly skilled technicians will be able to come to your rescue.

With 24/7, 365-day cover, and vehicles being taken to a local garage at no extra cost if technicians are unable to fix the vehicle at the roadside; Churchill offers a comprehensive level of breakdown cover for customers in the UK, and those wanting to drive in Europe, too.

Swift Cover offers four simple levels of breakdown cover to choose from, starting with a basic roadside option and going up to full European cover.

Aiming to get an engineering agent out to the scene of your breakdown within 40 minutes (this may vary for those in mainland Europe, location depending); customers of Swift Cover have access to a 24-hour control centre and can speak to a rescue operative directly to log their problem and get someone out on the road to assist.

Sterling Insurance offers total UK coverage, with home start included as standard. So, whether you break down on your driveway or in a road in the middle of nowhere, Sterling will be able to assist you and help get you back on the road – or even on the road in the first place!

Their breakdown cover starts at £29.12 per year, or £2.42 per month, which will give you access to over 1,800 breakdown recovery specialists across the UK. Cover includes call-out, roadside assistance, national recovery service and home service, giving you incredible value for money.

Rescue My Car are proud to offer 5-star defaqto rated home and national breakdown cover, said to be one of the highest quality offerings on the market today.

They have four plans to choose from – entitled Rescue 1 – 4 – covering local, national and home with and without excess, and European cover policies. Starting at just £16 per year, and going up to £35.27 per year, Rescue My Car are very reasonably priced in the breakdown market.

Rated on average 4.5 out of 5 on Trustpilot from over 12,000 individual reviews; Rescue My Car come highly regarded both by their customers and by the industry professionals themselves.

Dynamo Cover provides round the clock breakdown cover, wherever customers are in the UK or Europe.

They feature a range of breakdown cover deals, from UK Standard to European +, helping to provide support to customers who just want some peace of mind on their home town roads, or to those wanting support further afield while on holiday abroad.

Roadside assistance and national recovery are included as standard in all their deals. There is no excess to pay unless you’re on an ‘XS’ plan which will incur a £30 excess on top of your premium fee.

Breakdown Assist is a 4.6 out of 5 rated breakdown cover provider, as calculated by 1,060 reviews posted on Reviews.io. They offer assistance anywhere in the UK and give roadside assistance as standard, capable of getting 80% of vehicles back up and running within one hour.

With an average response time of less than an hour, you’ll be back on the road sooner than you think. If roadside recovery isn’t possible, you can have car recovery for you and up to seven passengers to a local garage, destination, or original starting location.

Euro Rescue offers competitively-priced breakdown cover, designed to meet your needs when travelling abroad.

Helping even in situations where a breakdown hasn’t occurred, such as an accident, fire or theft; Euro Rescue is owned by Right Choice Insurance Brokers Ltd, a well-established UK car, home, bike and other insurances broker.

With European breakdown cover available from as little as £10.57 for three days, to Euro Rescue Plus which helps you out for longer durations starting at £21.13; they will have a level of cover that’s perfect for you.

Breakdown Cover Costs

Euro Rescue offers annual cover for £95.09 or £7.92 per month.

Cover My Breakdown offer a range of motor breakdown assistance products, which they claim is one of the best value products in the UK.

With their 2-star annual cover starting at £18.98 per year, and their 5-star plan going up to £69.95 per year (with 3- and 4-star plans in between), you can find a plan that’s just right for you from their selection.

Whether you want simple roadside assistance and local recovery, or something more thorough like European travel, overnight accommodation and 24-hour car hire at your disposal; Cover My Breakdown is available 24 hours a day, 7 days a week, and can be relied upon to get you back on track with your journey.

Allianz is the Official Insurance Partner for The Olympic Games and the Paralympic Games. With over 35 years of expertise in the breakdown industry and 24-hour breakdown assistance and car recovery as standard; Allianz are a tried-and-true brand, and holder of the 2020 Feefo Gold Trusted Service Award.

There are five roadside assistance packages to choose from, so no matter what level of cover you want to have, you’ll find something for you – from European cover to local roadside assistance.

Allianz aims to get vehicles fixed before they are taken away for recovery, offering an hour of roadside repair work at every level of their packages.

ActionCall is an emergency insurance specialist, with over 30 years of experience in both the accident and insurance industries. They are a multi-award-winning company that is on the path to revolutionising approaches to emergency insurance and are regulated by the Financial Conduct Authority.

Offering seven different levels of cover, customers are sure to find something suitable within their budget and their wants. ActionCall offers a 1Call policy, which as you’d expect, offers one call-out per year and covers you for a range of instances, while you can choose EU cover which will keep you looked after whether you’re at home or away.

RecoverCover pride themselves on giving their customers seemingly infinite options of breakdown cover, ranging from Bronze XS and finishing with their Gold package.

Starting at £24.80 per year, you can have roadside assistance, home assist, alternative travel and overnight accommodation in their most basic package – with features and benefits not usually seen in the cheapest breakdown cover option from other providers.

Aside from their 1Call policy, you have unlimited call-outs. If your policy is prefixed with ‘XS’, you will have a £25 excess to pay, while their other products have none.

2Gether are one of the largest motor breakdown providers in the UK, with an average 4.3 out of 5 rating on Trustpilot compiled from 4,507 reviews.

As an independent breakdown provider, 2Gether brings greater flexibility in prices and their packages to customers, instead of being tied down by an overarching company and their pricing strategy.

With a range of different cover levels, from Economy, Full UK and Full UK and EU, customers are bound to find what they’re looking for whether that’s a simple cover for roadside assistance and local recovery, or a more comprehensive package including European travel, homestart and national recovery.